Why Us
Why should you work with us
We strive to ensure that your visits with us are time well spent. We focus on you and your life, not our agenda. While GEM adheres to the timeless principle of personal attention, we integrate modern tools into our approach.
We genuinely enjoy meeting with our clients, preferring direct communication. When you reach out to us, you'll speak to real people—we promptly respond to calls and emails. Additionally, we're flexible with our availability, accommodating after-hours or weekend meetings if necessary.
Who do we work with
We collaborate with individuals seeking a thoughtful partnership. Our clients possess qualities of curiosity, generosity, and openness to advice, envisioning a brighter future ahead. Many among them are entrepreneurs, hold leadership roles, or face complexities in their lives.
We also have a deep expertise and genuine passion for supporting families with special needs children.
However, we are not a fit for cynics, pessimists, those solely chasing returns, conspiracy enthusiasts, individuals believing in predicting short-term market movements, or those resistant to receiving advice. These boundaries have been established through experience, aiming to foster productive partnerships for all involved.
Our investment philosophy
We hold the belief that equity markets consistently move forward in the long term, albeit with occasional temporary setbacks. While these downturns may occasionally be significant and unsettling, they are a natural part of market dynamics. The timing of market fluctuations, whether downturns or recoveries, is inherently unpredictable.
We advocate for global diversification across all market capitalizations, recognizing the benefits it offers in managing risk.
Cash and bonds are valuable tools for safeguarding funds that may be needed in the near future. Bonds, in particular, can help mitigate the ups and downs of market volatility, it does not eliminate it.
We remain prepared for market volatility, acknowledging it as an integral aspect of market behavior. Our approach is founded on understanding and navigating these fluctuations with greater confidence, to help minimize the impact of market volatility.
Our planning philosophy
Planning is an ongoing process, recognizing that life is full of unexpected twists and turns. With over two decades of experience, we've learned that life, much like the markets, can be unpredictable and volatile, leading to changes in plans.
While our aim is to ensure the long-term financial well-being of our clients, we understand that they’re not immortal like Jonathan the Giant Tortoise (born in 1831, still alive—look him up). We have one life to live on this planet, so we strive to strike a balance between meeting present needs and securing future financial stability, with the goal of ensuring our clients won't outlive their resources.
We recognize that longevity encompasses more than just financial assets. In a 100-year lifespan, individuals may pursue multiple careers. It's essential to maintain health, skills, and relationships in the latter half of life. Having a thoughtful partner by your side can be helpful.
