• Financial Planning

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About GEM

GEM Asset Management, LLC is a Plymouth, Michigan based independent, fee-only Registered Investment Advisor (RIA). GEM provides financial planning and investment management services to individuals, businesses, and non-profit organizations. Our fee-only structure means we do not sell any products and do not earn commissions. This structure allows us to choose from an almost endless variety of investments, identifying those best aligned with our client’s values. As an RIA, we abide by fiduciary standards and always put the needs of our clients first.

Our History

GEM Asset Management, LLC was founded in 2001 by Steve Alexandrowski in Plymouth, Michigan.  Steve’s grandfather, George Edward Miesel, was an inspiring person and Detroit area businessman. As a tribute to his spirit and influence on Steve, Ed’s initials G-E-M became the company name.

Our Clients

Our clients come from a wide variety of backgrounds, each with unique investment goals.  While carefully listening to our clients, we craft individual financial plans focused on meeting their needs for today and the future.

Financial plans typically include wealth accumulation, funding education, or creating a roadmap to achieve a desired retirement lifestyle.  Others might consider transitioning from a savings mindset to spending during retirement.  Regardless of an individual’s wealth or stage of life, we address their concerns and build financial plans which meet their goals.  We work with our clients to ensure they maintain a disciplined focus on their goals through all types of uncertainty.


Financial Services

Financial Planning

Allow us to learn about your goals for your life and we’ll help you plan for them. You’ll get an in-depth look at your financial circumstances and help all along the way as life unfolds.


Investment Management

We believe that a disciplined investment strategy is an important part of a financial plan. We work with you to develop a strategy tailored to your goals and concerns.


Our Process

At GEM Asset Management, we strive to understand your financial objectives by learning about your wants and concerns. We then work with you to carefully tailor a financial plan to your needs. We will work with you to:

Identify your goals and determine your risk tolerances and timeframe. Analyze your present financial position and create a plan to address your needs and objectives.

Craft and execute an investment strategy to allocate funds to asset classes in a manner suited to your risk level.

Implement and monitor the plan. We regularly review your investments and re-balance your portfolios to the target allocations as necessary.

GEM works to establish regular communication according to your preferences, but also strives to keep channels open at every phase of the process. We want to ensure your finances are transparent to you and that we are apprised of any changes that may require plan adjustments.

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